Was ist Tokenisierung?
Tokenisierung ist der Prozess der Speicherung von Kartendaten und der Generierung eines Tokens, der zur Verarbeitung von Transaktionen mit den gespeicherten Kartendaten verwendet wird. Trust Payments speichert die Kartendaten auf einem sicheren PCI-konformen Server, so dass Händler und Partner keine sensiblen Kartennummern speichern müssen.
Technischer Überblick
Alle Unternehmen innerhalb des EWR (Europäischer Wirtschaftsraum) sind im Rahmen derPSD2 verpflichtet, 3D Secure der Abwicklung von E-Commerce-Transaktionen 3D Secure zu verwenden.
Händler, die E-Commerce-Transaktionen abwickeln, MÜSSEN die 3DS-Authentifizierung unterstützen.
Weitere Informationen finden Sie auf den folgenden Seiten:
Erfahren Sie mehr über EMV 3D Secure Was ist 3DS API? Verwendung Ihrer eigenen MPI
Die folgenden Beispiele sind Zahlungen im Rahmen des Versand- und Telefonhandels (MOTO):
Zahlung - Tokenisierung (Speicherung) von Kartendaten - Vom Karteninhaber initiierte Transaktion
#!/usr/bin/python
import securetrading
stconfig = securetrading.Config()
stconfig.username = "webservices@example.com"
stconfig.password = "Password1^"
st = securetrading.Api(stconfig)
auth = {
"accounttypedescription": "MOTO",
"baseamount": "1050",
"credentialsonfile": "1",
"currencyiso3a": "GBP",
"expirydate": "01/35",
"requesttypedescriptions": ["AUTH"],
"orderreference": "order123456",
"pan": "4111111111111111",
"securitycode": "123",
"sitereference": "{{site_reference}}"
}
strequest = securetrading.Request()
strequest.update(auth)
stresponse = st.process(strequest) #stresponse contains the transaction response
<?php
if (!($autoload = realpath(__DIR__ . '/../../../autoload.php')) && !($autoload = realpath(__DIR__ . '/../vendor/autoload.php'))) {
throw new Exception('Composer autoloader file could not be found.');
}
require_once($autoload);
$configData = array(
'username' => 'webservices@example.com',
'password' => 'Password1^',
);
$requestData = array(
'accounttypedescription' => 'MOTO',
'baseamount' => '1050',
'credentialsonfile' => '1',
'currencyiso3a' => 'GBP',
'expirydate' => '01/35',
'requesttypedescriptions' => array('AUTH'),
'orderreference' => 'order123456',
'pan' => '4111111111111111',
'securitycode' => '123',
'sitereference' => '{{site_reference}}'
);
$api = \Securetrading\api($configData);
$response = $api->process($requestData);
var_dump($response->toArray());
?>
curl --user webservices@example.com:Password1^ <DOMAIN>/json/ -H "Content-type: application/json" -H "Accept: application/json" -X POST -d '{
"alias":"webservices@example.com",
"version": "1.00",
"request": [{
"accounttypedescription": "MOTO",
"baseamount": "1050",
"credentialsonfile": "1",
"currencyiso3a": "GBP",
"expirydate": "01/35",
"requesttypedescriptions": ["AUTH"],
"orderreference": "order123456",
"pan": "4111111111111111",
"securitycode": "123",
"sitereference": "{{site_reference}}"
}]
}'
{
"alias":"{{wsapi_username}}",
"version":"1.00",
"request":[{
"accounttypedescription":"MOTO",
"baseamount":"1050",
"credentialsonfile":"1",
"currencyiso3a":"GBP",
"expirydate":"01/35",
"requesttypedescriptions":["AUTH"],
"orderreference":"order123456",
"pan":"4111111111111111",
"securitycode":"123",
"sitereference":"{{site_reference}}"
}]
}
<requestblock version="3.67">
<alias>{{wsapi_username}}</alias>
<request type="AUTH">
<billing>
<amount currencycode="GBP">1050</amount>
<payment>
<expirydate>01/35</expirydate>
<pan>4111111111111111</pan>
<securitycode>123</securitycode>
</payment>
</billing>
<merchant>
<orderreference>order123456</orderreference>
</merchant>
<operation>
<accounttypedescription>MOTO</accounttypedescription>
<credentialsonfile>1</credentialsonfile>
<sitereference>{{site_reference}}</sitereference>
</operation>
</request>
</requestblock>
Keine Zahlung - Tokenisierung (Speicherung) der Kartendaten - Vom Karteninhaber initiierte Transaktion
#!/usr/bin/python
import securetrading
stconfig = securetrading.Config()
stconfig.username = "webservices@example.com"
stconfig.password = "Password1^"
st = securetrading.Api(stconfig)
auth = {
"accounttypedescription": "MOTO",
"baseamount": "1050",
"credentialsonfile": "1",
"currencyiso3a": "GBP",
"expirydate": "01/35",
"orderreference": "order123456",
"pan": "4111111111111111",
"requesttypedescriptions": ["ACCOUNTCHECK"],
"securitycode": "123",
"sitereference": "{{site_reference}}"
}
strequest = securetrading.Request()
strequest.update(auth)
stresponse = st.process(strequest) #stresponse contains the transaction response
<?php
if (!($autoload = realpath(__DIR__ . '/../../../autoload.php')) && !($autoload = realpath(__DIR__ . '/../vendor/autoload.php'))) {
throw new Exception('Composer autoloader file could not be found.');
}
require_once($autoload);
$configData = array(
'username' => 'webservices@example.com',
'password' => 'Password1^',
);
$requestData = array(
'accounttypedescription' => 'MOTO',
'baseamount' => '1050',
'credentialsonfile' => '1',
'currencyiso3a' => 'GBP',
'expirydate' => '01/35',
'orderreference' => 'order123456',
'pan' => '4111111111111111',
'requesttypedescriptions' => array('ACCOUNTCHECK'),
'securitycode' => '123',
'sitereference' => '{{site_reference}}'
);
$api = \Securetrading\api($configData);
$response = $api->process($requestData);
var_dump($response->toArray());
?>
curl --user webservices@example.com:Password1^ <DOMAIN>/json/ -H "Content-type: application/json" -H "Accept: application/json" -X POST -d '{
"alias":"webservices@example.com",
"version": "1.00",
"request": [{
"accounttypedescription": "MOTO",
"baseamount": "1050",
"credentialsonfile": "1",
"currencyiso3a": "GBP",
"expirydate": "01/35",
"orderreference": "order123456",
"pan": "4111111111111111",
"requesttypedescriptions": ["ACCOUNTCHECK"],
"securitycode": "123",
"sitereference": "{{site_reference}}"
}]
}'
{
"alias":"{{wsapi_username}}",
"version":"1.00",
"request":[{
"accounttypedescription":"MOTO",
"baseamount":"1050",
"credentialsonfile":"1",
"currencyiso3a":"GBP",
"expirydate":"01/35",
"orderreference":"order123456",
"pan":"4111111111111111",
"requesttypedescriptions":["ACCOUNTCHECK"],
"securitycode":"123",
"sitereference":"{{site_reference}}"
}]
}
<requestblock version="3.67">
<alias>{{wsapi_username}}</alias>
<request type="ACCOUNTCHECK">
<billing>
<amount currencycode="GBP">1050</amount>
<payment>
<expirydate>01/35</expirydate>
<pan>4111111111111111</pan>
<securitycode>123</securitycode>
</payment>
</billing>
<merchant>
<orderreference>order123456</orderreference>
</merchant>
<operation>
<accounttypedescription>MOTO</accounttypedescription>
<credentialsonfile>1</credentialsonfile>
<sitereference>{{site_reference}}</sitereference>
</operation>
</request>
</requestblock>
Zahlung - Tokenisierte (gespeicherte) Kartendaten - vom Karteninhaber initiierte Transaktion
#!/usr/bin/python
import securetrading
stconfig = securetrading.Config()
stconfig.username = "webservices@example.com"
stconfig.password = "Password1^"
st = securetrading.Api(stconfig)
auth = {
"accounttypedescription": "MOTO",
"baseamount": "1050",
"credentialsonfile": "2",
"currencyiso3a": "GBP",
"orderreference": "order123456",
"parenttransactionreference": "INSERT_PARENT_TRANSACTION_REFERENCE",
"requesttypedescriptions": ["AUTH"],
"sitereference": "{{site_reference}}"
}
strequest = securetrading.Request()
strequest.update(auth)
stresponse = st.process(strequest) #stresponse contains the transaction response
<?php
if (!($autoload = realpath(__DIR__ . '/../../../autoload.php')) && !($autoload = realpath(__DIR__ . '/../vendor/autoload.php'))) {
throw new Exception('Composer autoloader file could not be found.');
}
require_once($autoload);
$configData = array(
'username' => 'webservices@example.com',
'password' => 'Password1^',
);
$requestData = array(
'accounttypedescription' => 'MOTO',
'baseamount' => '1050',
'credentialsonfile' => '2',
'currencyiso3a' => 'GBP',
'orderreference' => 'order123456',
'parenttransactionreference' => 'INSERT_PARENT_TRANSACTION_REFERENCE',
'requesttypedescriptions' => array('AUTH'),
'sitereference' => '{{site_reference}}'
);
$api = \Securetrading\api($configData);
$response = $api->process($requestData);
var_dump($response->toArray());
?>
curl --user webservices@example.com:Password1^ <DOMAIN>/json/ -H "Content-type: application/json" -H "Accept: application/json" -X POST -d '{
"alias":"webservices@example.com",
"version": "1.00",
"request": [{
"accounttypedescription": "MOTO",
"baseamount": "1050",
"credentialsonfile": "2",
"currencyiso3a": "GBP",
"orderreference": "order123456",
"parenttransactionreference": "INSERT_PARENT_TRANSACTION_REFERENCE",
"requesttypedescriptions": ["AUTH"],
"sitereference": "{{site_reference}}"
}]
}'
{
"alias":"{{wsapi_username}}",
"version":"1.00",
"request":[{
"accounttypedescription":"MOTO",
"baseamount":"1050",
"credentialsonfile":"2",
"currencyiso3a":"GBP",
"orderreference":"order123456",
"parenttransactionreference":"INSERT_PARENT_TRANSACTION_REFERENCE",
"requesttypedescriptions":["AUTH"],
"sitereference":"{{site_reference}}"
}]
}
<requestblock version="3.67">
<alias>{{wsapi_username}}</alias>
<request type="AUTH">
<merchant>
<orderreference>order123456</orderreference>
</merchant>
<operation>
<accounttypedescription>MOTO</accounttypedescription>
<credentialsonfile>2</credentialsonfile>
<parenttransactionreference>INSERT_PARENT_TRANSACTION_REFERENCE</parenttransactionreference>
<sitereference>{{site_reference}}</sitereference>
</operation>
</request>
</requestblock>
Ähnliche Artikel
Was ist Tokenisierung?
Erfahren Sie mehr über die Speicherung von Kartendaten zur Verwendung bei zukünftigen Transaktionen.
Wiederkehrende Zahlungen
Spätere wiederkehrende Zahlungen mit den tokenisierten Kartendaten können über unsere Webservices API verarbeitet werden.
Vom Händler initiierte Transaktionen (MIT)
Übermittlung von Ad-hoc-Anfragen zur Verarbeitung einer Transaktion anhand zuvor gespeicherter Kartendaten ohne Interaktion des Karteninhabers.
